GST Rates & Slabs in India (2026)

An overview of the GST rate slabs in India for 2026 — the main slabs, special rates on gold and precious stones, exempt goods, compensation cess, and how to find the rate for your product.

PJ

Reviewed & approved by Pardeep Jha, Chartered Accountant

Pardeep Jha & Associates, Chartered Accountants · Published 3 July 2026

GST in India is a multi-slab tax — different goods and services are taxed at different rates depending on how essential or how luxurious they are. This overview explains the slab structure as it stands in 2026 and how to find the rate that applies to what you sell.

Rates change — verify before you invoice. GST rates and slabs are revised periodically by the GST Council through notifications, and there is no single permanent consolidated list. Treat the figures below as a general structure and confirm the current rate for your specific product on the CBIC-GST portal or with a Chartered Accountant.

The main GST slabs

The core rate structure has long rested on these slabs:

RateBroadly applies to
0% (Exempt)Essential goods — fresh produce, unbranded food grains, milk, salt, books
5%Mass-consumption items — packaged staples, footwear/apparel up to a value, transport
12%Processed foods, certain intermediate goods, specified services
18%The standard rate — most goods and services, electronics, professional services
28%Luxury and demerit goods — cars, tobacco, aerated drinks, high-end items

18% is the workhorse rate that covers the majority of goods and services.

Special rates

Beyond the main slabs, GST has a few special rates:

  • 0.25% — rough diamonds and certain precious/semi-precious stones
  • 1.5% — specified cut and polished diamonds
  • 3% — gold, silver, platinum and jewellery

These low rates reflect the high value and specific treatment of bullion and gemstones.

Compensation cess and higher effective rates

On certain demerit and luxury goods — such as tobacco products, aerated drinks, and larger motor vehicles — a compensation cess applies over and above the GST rate. This pushes the effective tax on those items well above the headline slab. The GST Council also periodically rationalises slabs and rates, so the treatment of specific categories can change from year to year.

The rate is the same everywhere

A crucial point that reassures interstate sellers: GST rates are uniform across India. A product taxed at 18% is 18% whether sold in Punjab or Tamil Nadu. What differs is only the split:

  • Intra-state (same state): the rate splits into CGST + SGST (e.g. 18% = 9% + 9%)
  • Inter-state (different states): the full rate is charged as IGST (e.g. 18% IGST)

The total the customer pays is identical either way.

How the rate is decided: HSN and SAC

Every GST rate is tied to a classification code:

  • GoodsHSN code
  • ServicesSAC code

To find the rate for your product, you first find its correct code, and the rate follows from it. This is why accurate classification matters so much — the wrong code can mean the wrong rate.

How to find your rate

  1. Decide whether you’re selling goods (HSN) or a service (SAC).
  2. Look up the description in an HSN & SAC code finder.
  3. Note the GST rate attached to that code.
  4. Confirm against the CBIC-GST portal, since rates are revised periodically.
  5. Apply the correct CGST/SGST or IGST split based on the place of supply.

A quick example

You sell a mix of items:

  • Fresh vegetables → 0% (exempt)
  • Packaged snacks → 12% (confirm the exact code)
  • A laptop → 18%
  • Gold jewellery → 3%

Each item’s rate comes from its HSN code — one invoice can legitimately carry several different rates.

The bottom line

India’s GST runs on main slabs of 0%, 5%, 12%, 18% and 28%, with special low rates for gemstones and bullion and additional cess on some demerit goods. 18% is the default for most supplies. Rates are uniform nationwide, differing only in the CGST/SGST vs IGST split — and because the Council revises them periodically, always confirm the current figure for your item.

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Frequently Asked Questions

What are the GST slabs in India?

The main GST slabs are 0% (exempt), 5%, 12%, 18% and 28%, with special lower rates of 0.25% (rough diamonds) and 3% (gold, silver and jewellery). Certain demerit and luxury goods can attract additional cess or higher effective rates. Rates are revised periodically by the GST Council.

Which GST rate applies to most goods and services?

18% is the standard rate that applies to the majority of goods and services, including most electronics, professional services and industrial goods. Essential items sit at 0% or 5%, and luxury or demerit goods at 28% (plus cess in some cases).

Are GST rates the same across India?

Yes. GST rates are uniform across all states for the same goods or service. What changes is only the split — CGST + SGST for intra-state supplies and IGST for inter-state supplies — not the total rate.

How do I find the GST rate for my product?

Identify the correct HSN code (for goods) or SAC code (for services); the rate is tied to that code. Use an HSN/SAC finder to look it up, and confirm against the CBIC-GST portal, as rates are periodically revised by the GST Council.

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This guide is for general information only and is not legal or tax advice. GST law changes frequently — consult a qualified Chartered Accountant for advice specific to your business.