E-Invoice Limit & Applicability Under GST (2026)

Who must generate e-invoices under GST — the turnover threshold, how the IRP, IRN and QR code work, who is exempt, and how e-invoicing differs from a normal invoice and the e-way bill.

PJ

Reviewed & approved by Pardeep Jha, Chartered Accountant

Pardeep Jha & Associates, Chartered Accountants · Published 3 July 2026

E-invoicing sounds complicated, but it is really just a system where certain businesses must report their B2B invoices to a government portal and get them digitally authenticated before they are valid. Here is who it applies to and how it works.

What e-invoicing actually is

Under e-invoicing, you do not “create the invoice on a government website.” You generate your invoice in your own software as usual, then upload the details to the Invoice Registration Portal (IRP). The IRP validates it and returns:

  • A unique IRN (Invoice Reference Number) — a 64-character hash
  • A digitally signed version of the invoice
  • A QR code

You then print the IRN and QR code on the invoice you give your customer. Only an invoice with a valid IRN is treated as a legal tax invoice for businesses covered by e-invoicing.

Who must generate e-invoices?

E-invoicing applies based on aggregate annual turnover. The threshold has been lowered in stages:

PhaseTurnover threshold
Oct 2020₹500 crore
Jan 2021₹100 crore
Apr 2021₹50 crore
Apr 2022₹20 crore
Oct 2022₹10 crore
Aug 2023₹5 crore
Current position: As of now, businesses with aggregate turnover above ₹5 crore in any financial year since 2017-18 must issue e-invoices for B2B supplies and exports. The threshold has only ever moved downwards, so always verify the latest limit on the GST portal before deciding you are exempt.

What e-invoicing applies to

E-invoicing (for covered businesses) applies to:

  • B2B invoices (supplies to registered persons)
  • Exports
  • Credit and debit notes issued to registered persons

It currently does not apply to B2C invoices, though covered businesses may still need a dynamic QR code on B2C invoices under separate rules.

Who is exempt

Some categories are exempt from e-invoicing regardless of turnover, including:

  • Banks, financial institutions and NBFCs
  • Insurance companies
  • Goods Transport Agencies (GTA)
  • Passenger transport services
  • Cinema and multiplex admission services
  • SEZ units (note: SEZ developers are covered)

E-invoice vs e-way bill

These two are often confused:

E-invoiceE-way bill
PurposeAuthenticate a B2B invoice (get IRN)Permit movement of goods
TriggerTurnover-based, on B2B supplyConsignment value over ₹50,000
OutputIRN + signed invoice + QRE-way bill number (EBN)
Applies toGoods and servicesMovement of goods

Helpfully, if you are on e-invoicing, the e-way bill can be auto-generated from the e-invoice data, reducing duplicate entry.

Why e-invoicing exists

The goal is to curb fake invoices and mismatched ITC. Because each covered invoice is registered with the IRP in real time, the data flows automatically into your GSTR-1 and the buyer’s records, reducing reconciliation errors and fraudulent credit claims.

What this means for a small business

If your turnover is below the current threshold, e-invoicing does not apply — you issue normal GST tax invoices. But keep an eye on your turnover: the threshold has fallen steadily, and once you cross it, you must start generating IRNs for all covered supplies. Preparing early — using software that can integrate with the IRP — avoids a scramble later.

The bottom line

E-invoicing means reporting your B2B invoices to the IRP to obtain an IRN and QR code. It currently applies above ₹5 crore turnover, covers B2B/exports/credit-debit notes, and is separate from the e-way bill. Verify the current threshold, because it only ever comes down.

For a complete overview of GST invoicing, registration and returns, read the full GST Guide for Small Businesses.

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Frequently Asked Questions

What is the turnover limit for e-invoicing under GST?

E-invoicing currently applies to businesses whose aggregate annual turnover exceeds ₹5 crore in any financial year from 2017-18 onwards. The threshold has been reduced in stages over the years, so verify the current limit before concluding whether it applies to you.

What is an IRN in e-invoicing?

The IRN (Invoice Reference Number) is a unique 64-character hash generated by the Invoice Registration Portal (IRP) when you upload invoice details. The IRP returns the signed invoice with the IRN and a QR code, which must be printed on the invoice.

Is e-invoicing the same as an e-way bill?

No. An e-invoice is the reporting of a B2B invoice to the IRP to obtain an IRN. An e-way bill is a separate document required for the movement of goods over ₹50,000. They are related but distinct compliances, though the e-way bill can be auto-generated from e-invoice data.

Who is exempt from e-invoicing?

Certain categories are exempt regardless of turnover — including banks and financial institutions, insurers, GTAs, passenger transport operators, cinema/multiplex admission services, and SEZ units (though SEZ developers are covered). B2C invoices are currently outside e-invoicing.

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This guide is for general information only and is not legal or tax advice. GST law changes frequently — consult a qualified Chartered Accountant for advice specific to your business.